Big financial goals often require bigger funding, whether it's renovating a home, expanding a business, paying for education, or covering other major expenses. While getting a personal loan has traditionally involved paperwork, multiple requirements, and trips to a bank, Maya is making the process much simpler through its fully digital lending service.
Eligible users can now borrow up to ₱400,000 through Maya Personal Loan, giving them access to a higher credit limit for larger financial needs. The application is completed entirely within the Maya app, with no paperwork or collateral required, allowing users to apply anytime without visiting a physical branch.
Once approved, the loan amount is credited directly to the user's Maya Wallet, making the funds immediately accessible for planned purchases, projects, or other expenses. The streamlined process removes many of the usual steps associated with traditional personal loans, helping users move from planning to action more quickly.
To make repayments more manageable, Maya Personal Loan now offers repayment terms of up to 48 months. The longer payment period allows borrowers to spread the cost over predictable monthly installments, making it easier to fit repayments into their budget while financing larger purchases or long-term plans.
By digitizing the entire borrowing journey, from application and approval to loan disbursement. Maya continues to simplify access to financing. With a higher borrowing limit of up to ₱400,000, no collateral or paperwork required, and flexible repayment terms, Maya Personal Loan provides eligible users with a convenient option when they're ready to take the next big step.
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