Maya Offers 3-Month 0% Mini Payments for Electronics and Appliances

Planning to upgrade your laptop, TV, washing machine, or other home appliances? Maya is offering eligible cardholders a way to spread the cost over three months. Processing fees are also waived for Mini Payments created until September 30, 2026.

From August 1 to October 31, 2026, eligible electronics and home appliance purchases made with the Maya Black Credit Card or Landers Cashback Everywhere Credit Card can be converted to a 3-month Mini Payment plan with an effective 0% interest.

How It Works
To qualify, make a single straight purchase worth at least ₱10,000 using either eligible credit card. Once the transaction is posted in the Maya app:

1. Select the posted transaction.
2. Tap Convert to Mini Payments.
3. Choose the 3-month Mini Payment plan.

One important detail: the Mini Payment is initially billed with the standard monthly interest. Maya then automatically credits back the applicable interest during the first week of the following month after the Mini Payment is posted on the credit statement, resulting in an effective 0% interest under the promo.

You Still Earn Rewards
Eligible purchases continue to earn rewards based on the card used. Maya Black Credit Card purchases earn Maya Miles, while Landers Cashback Everywhere Credit Card purchases earn Landers Cashback Points, subject to the cards' applicable rewards terms.

The promo is useful for planned bigger purchases where spreading the cost over three months makes more sense than paying the full amount upfront. However, the purchase still needs to fit within your budget, even with the 0% effective-interest offer.

Before making a purchase, check the eligible merchant list and complete promo mechanics on Maya's official promo page, as specific conditions apply.

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